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Privacy Policy

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Thelearninglab.us “TLL”

Online Privacy Policy/Terms of Use

Revised and Adopted: 04-17-2018.

Thelearninglab.us
(“TLL”) is an educational and marketing outreach organization committed to
protecting your privacy and to make sure that you understand how your
information is used. TLL believes that all of its members and other website
users should make informed decisions about their privacy. Please read this
privacy policy carefully. It explains how we collect and share your personal
information, and gives you options to limit how we share your information and
communicate with you.

Overview of Our Privacy Policy

This Privacy Policy
describes, among other things, the types of information we collect about you
when you join TLL, visit our website, or participate in TLL events and
offerings. This policy also explains how your personal information, including
your name, email address and other contact information, may be shared; how you
can prevent the sharing of your personal information; and how your personal
information is protected from unauthorized use.

Why We Collect Your Information

We collect information
from you in order to:

Enforce our terms and
conditions, and perform any other functions otherwise described to you at the
time you provide your information;

  1. Provide a confirmation
    phone call, and/or email or text message;
  2. Provide a reminder
    phone call, and/or email or text message;
  3. Post Workshop follow
    up to discuss your Social Security benefits;
  4. Post Workshop follow
    up in the event you do not attend inviting you to an additional Workshops,
    and/or to discuss any Social Security related questions you may have;
  5. Deliver the information,
    programs, products or services you have requested from us;
  6. Provide you with
    customer support;
  7. Communicate with you
    by email, postal mail, telephone, and/or mobile devices about information,
    programs, products or services that may be of interest to you either from us or
    Service Providers, Licensed Providers or Corporate Affiliates;
  8. Evaluate the
    effectiveness of TLL benefits and offerings;
  9. Display advertising
    tailored to your interests or background; and

Perform data and statistical analysis

  1. Information We Collect From You

When you log onto this
Website or join TLL, we collect basic information such as your name, contact
information, preferences and date of birth. We collect information about your
participation in LLS activities.

TLL also collects information
on our Website. We collect both information that identifies you as a particular
individual (“personally identifiable information”) and anonymous information
that is not associated with a specific individual (“nonpersonally
identifiable information”). When you visit our Website, some information may be
collected automatically as part of the site’s operation. We also collect
information we receive from you during online registration and when you
complete other forms. In the following sections, we explain in more detail the
types of information we collect online.

Information we collect
automatically on our Website. TLL may collect certain information automatically
(either directly, through the use of cookies and Web beacons or through the use
of third-party service providers, agents or independent contractors who help us
maintain our websites and provide other administrative services to us). This
information includes:

  1. Your browser type and
    language, and operating system;
  2. Your Internet Protocol
    (IP) address, which is the number automatically assigned to your computer
    whenever you access the Internet and that can sometimes be used to derive your
    general geographic area;
  3. The times that you visit our website;
  4. Information about areas of our website you visited;
  5. The sites you visited immediately before and after visiting our website;
  6. Web pages and advertisements you view and links you click on within our website;
  7. Unique identifiers when using a mobile device, including mobile device identification numbers.
  8. Information that can identify the physical location of your mobile device in accordance with
    applicable law and industry guidelines and best practices. We will seek your
    permission before we identify the physical location of your device and before
    we engage in any continuous tracking of your device’s location;
  9. Information collected through cookies, Web beacons, and other technologies. A “cookie” is a
    piece of information a website sends to your computer while you are viewing the
    website that allows the site to recognize your computer each time you visit.
    You have the choice to set your browser to accept all cookies, reject all
    cookies or notify you when a cookie is set. (Each browser is different, so
    check the “Help” menu of your browser to learn how to change your cookie
    preferences.) It is up to you whether to allow us to send you cookies. However,
    if you do not accept cookies from us, your ability to use some areas of our
    site will be limited, such as our tools and other online features. Web beacons
    (sometimes called transparent GIFs, clear GIFs or Web bugs) are small strings
    of code that provide a way for us to deliver a small graphic image (usually
    invisible) on a Web page or in an email. Web beacons can recognize certain
    types of information on your computer such as cookies, the time and
    date a page is viewed, and a description of the page where the Web beacon is
    placed;
  10. Information about your
    interactions with email messages, such as the links clicked on and whether the
    messages were opened or forwarded;
  11. Upon request for assistance, your bandwidth speed and information about the software programs installed on your computer; and
  12. Standard server log information.

Information you provide directly to TLL through our Website. You are not required to provide
information about yourself when you visit our Website. However, in order to
help us better serve you, we may ask you for information when you register for
certain services, access various content or features, or directly contact us
through our website, including:

  1. Contact information, such as name, email address, postal address, phone number, fax number and mobile number;
  2. Payment information;
  3. User name, password, and password-reminder questions and answers;
  4. Age and date of birth;
  5. Other demographic information, such as gender, employment information and ZIP code;
  6. Information for a public profile, such as your interests, your profile photo, personal updates and descriptive information that you provide, and the address of your Facebook page, LinkedIn profile, Twitter, Pinterest or your website;
  7. Communications preferences, such as which emails and newsletters you would like to receive;
  8. Search queries;
  9. Contact information about others when you provide information about others or refer a friend to a particular site or service;
  10. Correspondence you send to us;
  11. Information collected about you offline (including via fax, mail and in person);
  12. Other information that may help us to provide customized content or advertising.

Information we obtain from other sources. We may collect information about you from other sources,
including through interactive applications (such as mobile devices and
third-party services), from Service Providers, Licensed Providers and from
commercially available sources (such as data aggregators and public databases).
The following are examples of information we may collect from other sources:

  1. Name, postal address and telephone number;
  2. Demographic data, such as age, gender and income level;
  3. If you access third-party services (such as Facebook Connect) through our website, your username and password for those services and other information available about you on those services;
  4. Your interests and purchase behavior;
  5. Publicly observed data, such as activities on blogs, videos and other online postings;
  6. Other navigation data, such as websites visited and advertisements viewed or clicked on.

Please note that all
of the information we collect about you may be combined, and it may be used to
help us tailor our communications to you and may be shared with third parties
consistent with this Privacy Policy.

  1. Information Collected by Third Parties

We may allow
third-party analytics companies, research companies or ad networks to collect nonpersonally identifiable information on our website.
These companies may use tracking technologies, including cookies and Web
beacons, to collect information about users of our site in order to analyze,
report on or customize advertising on our site or on other sites.

We may provide links
or automatically redirect you to third-party websites that do not operate under
this Privacy Policy. For example, if you click on an advertisement presented on
our site, you may be taken to a website that TLL does not operate or control.
You should review the privacy policies and terms of use of all third-party
websites you access. These third-party websites may independently solicit and
collect information from you. On occasion, those third-party websites may
provide us with information about your use of those sites. PLEASE NOTE THAT
THIS PRIVACY POLICY DOES NOT COVER THE COLLECTION AND USE OF INFORMATION BY
SUCH THIRD PARTIES.

If you stay logged in
to your social media accounts, log-in to our website using your social media
account, use a “like” button or use other social media features while visiting
our website those social media companies may collect information about you.
Your interactions with social media companies and the use of their features are
governed by the privacy policies of the social media companies who provide
those features.

  1. With Whom Your Information May be Shared

Your information may
be shared with:

a.
Service Providers.
Service Providers are third parties with whom we may work to offer a service or
feature. You may be asked to provide information about yourself to register for
a service offered by a Service Provider. In doing so, you may be providing your
information to both us and the Service Provider, or we may share your
information with the Service Provider. Please note that the Service Provider’s
privacy policy may apply to its use of your information.

  1. Social Media
    Advertising Networks. We may share information about you with social media
    networks to allow for the delivery of customized advertising about products and
    services that you may be interested in. We provide this information to the
    social media network so they can deliver the ad to the right social media user.
    The delivery of customized social media ads, and your ability to opt-out of
    receiving those ads, is governed by the privacy policies of the social media
    companies who deliver customized ads to you.
  2. Licensed Providers.
    Licensed providers are third parties who make available special TLL branded
    discounts, products or services. Licensed providers are required to keep TLL
    user or member information confidential, and to use the information only to
    offer the contracted products or services to TLL and TLL user or members. Some
    of our licensed providers may also collect data about our members through their
    interactions with the members. The licensed providers may share some or all of
    this data with TLLP so that we may make available more effective and
    personalized service to our members. We may share information including
    personally identifiable information collected with Licensed Providers, even if
    you are not a user or member of TLL.
  3. Corporate Affiliates.
    We may share information including your personally identifiable information
    with wholly or majority owned affiliates or other affiliated organizations, so they
    can provide you with information about services and programs that might
    interest you.
  4. Approved Vendors. We
    may share your information including your personally identifiable information
    with companies we hire to provide certain a services
    such as sending mailings, improving advertising services, providing member
    benefits and managing databases or other technology.
  5. Selected
    Organizations. We may occasionally engage in “list exchanges” with selected
    organizations in which we may share your information including your personally
    identifiable information.
  6. Aggregate Data. We may share aggregate
    statistics and other nonpersonally identifiable
    information with the media, government agencies, advertisers and other third
    parties. These aggregate statistics will not allow anyone to identify your name
    or other personally identifiable information.

TLL May Share Your
Information With Other Third Parties:

  1. Pursuant to Legal
    Requirements. TLL will disclose your personally identifiable information in
    response to a subpoena or similar investigative demand, a court order, or a
    request for cooperation from a law enforcement agency or other government
    agency; to establish or exercise our legal rights; to defend against legal
    claims; or as otherwise required by law.
  2. To Protect Our Website
    and Users. We will disclose your personally identifiable information when we
    reasonably believe disclosure is necessary to investigate, prevent or take
    action regarding illegal activity, suspected fraud or other wrongdoing; to
    protect and defend the rights, property or safety of our company, our
    employees, our website users or others; or to enforce our website terms and
    conditions or other agreements or policies.
  3. In Connection With Business Transfers. We may
    share your personally identifiable information as required by law, such as in
    response to a subpoena or court order or in the unlikely event of a substantial
    corporate transaction, such as the sale of TLL or our affiliates, a merger,
    consolidation, asset sale or bankruptcy.

 

  1. How We Keep Your Information Secure

TLL uses commercially reasonable physical, procedural and technological security measures to help
prevent unauthorized access to and improper use of the information we collect
about you. For example, only authorized employees and authorized third parties
are permitted to access personally identifiable information, and they may do so
only for lawful purposes. When we share aggregate data with third parties we prohibit
them from reengineering nonpersonal data to permit identification of individual
users. We maintain physical, electronic and procedural safeguards that comply
with federal standards to guard your nonpublic personal information. However,
no website or Internet network can be completely secure. Although we take steps
to secure your information, we do not guarantee, and you should not expect,
that your personal information, searches or other communications will always
remain secure. Please refer to the U.S. Federal Trade Commission’s website for
information on how to protect yourself from identity theft.

  1. How You Can Keep More of Your Information
    Private

You have options for
limiting who can see your information:

If you choose to share contact information with us, you will
have the opportunity to update or delete that information or to shut down your
account by sending an email to: info@thelearninglab.us.

You may request that we not share personally identifiable
information about you with Licensed Providers and Selected Organizations at any
time, by sending an email to: info@thelearninglab.us. It may take up to 12 weeks to complete this process. Note that
we may still share your information with Other Third Parties (see section 5 of
this Privacy Policy).

You may request to stop receiving communications from us
by sending an email to: info@thelearninglab.us.
Please note that if you opt out of receiving communications from us, you may
continue to receive material from Service Providers, and/or other parties to whom
we provided your information before processing your request to opt-out of
communications. You will need to directly contact those third parties in order
to opt out of receiving such communications. You also may opt out of receiving
such emails by clicking on the “unsubscribe” link within the text of those
third party emails.

Even if you opt out of
the sharing of information for the purpose of customizing ads to your
interests, TLL may continue to collect and use such information for other
purposes.

  1. How We Update Our Privacy Policy

The effective date of this Privacy Policy is July 18, 2016. As
required by law, TLL will provide you notice of our Privacy Policy once
annually for so long as you maintain an ongoing relationship with us. To
receive a copy of the most up-to-date Privacy Policy, please send an email to: info@thelearninglab.us. We reserve any and all rights to make
changes to this Privacy Policy, consistent with all applicable law, at any
time. If changes are made to this Privacy Policy, we will inform you in the
manner and method as required by law.

  1. Disclaimer

THE WEB PAGE CONTENT
ON OR AVAILABLE THROUGH THIS WEB SITE ARE PROVIDED “AS IS” AND WITHOUT
WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT
PERMISSIBLE UNDER APPLICABLE LAW, TLL DISCLAIMS ALL WARRANTIES, EXPRESS OR
IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. TLL
MAKES NO REPRESENTATION OR WARRANTY REGARDING THE WEB PAGE CONTENT OR ITS USE
THEREOF. THE WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEB SITE COULD
INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS AND COULD BECOME INACCURATE
BECAUSE OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES OF PREPARATION
OR PUBLICATION. TLL HAS NO OBLIGATION TO MAINTAIN THE CURRENCY OR ACCURACY OF
ANY WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEB SITE. YOU ACKNOWLEDGE AND
AGREE THAT TLL IS NOT, AND SHALL NOT BE, RESPONSIBLE FOR THE RESULTS OF ANY
DEFECTS THAT MAY EXIST IN THIS WEB SITE OR ITS OPERATION. AS TO THE OPERATION
OF THIS WEB SITE, TLL EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER
EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF
MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. TLL MAKES NO
REPRESENTATION OR WARRANTY THAT (A) THE OPERATION OF THIS WEB SITE WILL MEET
YOUR OR ANY OTHER USER’S REQUIREMENTS; (B) ACCESS TO THE WEB SITE WILL BE
UNINTERRUPTED, TIMELY, SECURE, OR FREE OF ERRORS, VIRUSES OR OTHER HARMFUL
COMPONENTS; OR ANY DEFECTS IN THIS WEB SITE WILL BE CORRECTED. YOU AGREE THAT
YOU, AND NOT TLL, WILL BEAR THE ENTIRE COST OF ALL SERVICING, REPAIR,
CORRECTION OR RESTORATION THAT MAY BE NECESSARY FOR YOUR DATA, SOFTWARE.

  1. Limitation of Liability

YOU AGREE THAT UNDER
NO CIRCUMSTANCES WILL TLL BE LIABLE TO YOU OR ANY OTHER PERSON OR ENTITY FOR
ANY DAMAGES OR INJURY, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL
OR PUNITIVE DAMAGES OR ANY DAMAGES OR INJURY CAUSED BY ERROR, INACCURACY,
OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR
TRANSMISSION, TELECOMMUNICATIONS FAILURE OR COMPUTER VIRUS OR OTHER PROBLEM,
THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS WEB SITE OR THE
WEB PAGE CONTENT ON OR AVAILABLE THROUGH THIS WEB SITE, WHETHER IN AN ACTION
ALLEGING BREACH OF CONTRACT, NEGLIGENCE OR ANY OTHER CAUSE OF ACTION, OR
ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF ANY WEB PAGE
CONTENT ON OR AVAILABLE THROUGH THIS WEB SITE. YOU AGREE THAT TLL SHALL NOT BE
LIABLE EVEN IF WE OR OUR AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE
POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF
CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL
OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR
EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL TLL’S TOTAL
LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN
CONTRACT, TORT OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, IN ACCESSING
OR USING THIS WEB SITE OF WEB PAGE CONTENT THEREON.

  1. Financial Advice

Any recommendations or
analysis performed or provided on the Web site is not intended to represent
financial advice or guarantee future results. Prior to making any investment or
financing decisions, please consult a qualified attorney or financial advisor.

  1. OTHER IMPORTANT DISCLOSURES

Your California Privacy Rights: A Notice to California Users
(California Civil Code Section 1798.83). Under the California “Shine The Light” law, California residents may opt-out of LLS’s
disclosure of personal information to third parties for their direct marketing
purposes. Any California resident may choose to opt-out of the sharing of such
personal information with third parties for marketing purposes at any time
by sending an email to: info@thelearninglab.us. For the avoidance of doubt, it is important to understand that
this opt-out shall not prohibit any disclosures made for non-marketing
purposes.

 

  1. LAW, DISPUTES, VENUE, JURISDICTION, CHILDREN AND NON-U.S. USERS

The site is directed
to a general audience and not directed to those under the age of 18. TLL asks
that minors not submit any personal information. TLL does not knowingly collect
personal information from individuals under 18 years of age and if we obtain
actual knowledge that a user is under 18 years of age, we will take steps to
remove that user’s personal information from our systems.

The Online Services is
operated in the United States and is intended for users located in the United
States. If you are located anywhere outside of the United States, please be
aware that information we collect, including personal information, will be
transferred to, processed and stored in the United States.

The data protection
laws in the United States may differ from those of the country in which you are
located, and your personal information may be subject to access requests from
governments, courts, or law enforcement in the United States according to the
laws of the United States.

By using the Online
Services or providing us with any information, you consent to the transfer,
processing and storage of your information in the United States. You are also
consenting to the application of United States federal and Florida state law in
all matters concerning the Online Services and this Policy.

The laws of the State of Florida shall govern any dispute,
including those disputes arising from TLL’s use of personal information or
otherwise relating to privacy. This Policy does not create rights enforceable
by third parties.