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Empower Your Retirement Lab

by p3labadmn

An Educational Presentation On Ways To Empower Your Retirement

Understanding Social Security Strategies & Developing A Private Pension Plan

Register Today For Our Complimentary Empower Your Retirement Learning Lab – Limited Seating

An Educational Presentation On Ways To Empower Your Retirement

Understanding Social Security Strategies & Developing A Private Pension Plan

Register Today For Our Complimentary Empower Your Retirement Learning Lab – Limited Seating

An Educational Presentation On Ways To Empower Your Retirement

Understanding Social Security Strategies & Developing A Private Pension Plan

Back in the good old days, many employers offered a Defined Benefit Plan that was commonly known as a “pension.”

Much like Social Security, a Defined Benefit Plan is calculated based on your salary and years of service providing a guaranteed, monthly retirement benefit payment.

It’s important to note that, today, less than 13% of Americans have this type of guaranteed retirement benefit.
The reason: about 35 years ago employers started making the shift from traditional pensions to investment-based retirement accounts known as Defined Contribution Plans.

These types of retirement plans are funded largely by tax-deferred employee contributions to privately-managed investment accounts that provide the potential for asset growth.

Of course, the downside was a lesson far too many Americans learned during the 2008 stock market meltdown – reports estimate the average employee with a Defined Contribution Plan suffered a 20% to 30% loss of their retirement savings.

How Can You Protect Your Nest Egg From Future Uncertainty?

This is where we come in. Our Privatize Your Retirement Lab provides educational information to help you develop a strategy that protects your retirement savings from stock market volatility and other financial uncertainties.

You’ll learn easy-to-understand facts about the advantages of converting a portion of your retirement accounts into pension-like retirement income that lasts a lifetime.

Topics Include:

  • Why living longer requires a retirement strategy that helps ensure your money lasts.
  • The ins and outs of timing when you file for Social Security to maximize your benefit.
  • Identifying gaps in your retirement income and how much you’ll need to cover it.
  • Why a traditional investment mix no longer generates the growth it did in years past.
  • The advantages of Annuities and how they can provide a lifetime flow of retirement income that’s protected from downturns in the stock market.
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